What’s your money personality

  1. Choose to sit this one out and wait for a better movie (INV)
  2. The movie might be ok, but the joy of eating popcorn in a theatre is worth it (S&S)
  3. Go for the movie because you get to hang out with your friends and FOMO is real (BS)
  1. Rushing to the store and blowing up all your monthly budget spends (BS)
  2. Go to the store, window shop and maybe buy one piece of clothing (S&S)
  3. Get onto an investment platform to figure out your next investments and window shop via the website (INV)
  1. Stick to a strict budget even if it means cutting out the small retail happiness in life (INV)
  2. Take your budget as it comes, save and spend, forming a good balance (S&S)
  3. Spend and live a carefree life without worrying too much about money and finance (BS)
  1. Every week after a hectic weekend (INV)
  2. Fortnightly just to keep a track of expenses (S&S)
  3. Only when bills are due and you need to find out your balance (BS)
  1. On top of the world (BS)
  2. Not too good, not too bad (S&S)
  3. Guilty every time you indulge in yourself (INV)
  1. Ask the friend about it regularly till you get it (INV)
  2. Remind them once in a while without being too pushy (S&S)
  3. Let your friend come up and pay it upfront themselves. If not, that’s bad debt (BS)
  1. Yes, I could live a much better lifestyle (INV)
  2. Neither agree nor disagree (S&S)
  3. No. Money can’t buy the happiness you deserve (BS)
  1. Book an impromptu holiday to go to Pondicherry (BS)
  2. Meet your friends over the weekend and party it out (S&S)
  3. Order in some good food, watch a movie and prepare yourself for the coming week (INV)
  1. Look into in more and find instruments where you can have sustainable investments (S&S)
  2. Find sustainable finance solutions and deep dive into it (INV)
  3. Brush past the idea and work on your general investment strategy (BS)
  1. Plan a small get together with loved ones (S&S)
  2. Throw an elaborate party for all your friends (BS)
  3. Insist on no gifts but instead use that money to good use for a fundraiser or a charity (INV)
Your money personality is…
MOSTLY BS – Big Spender: Living every day on the edge

You love the new trendy outfits or the latest gadgets available in the market. You’re a peoples person and want to show them your love with a little bit of money. You don’t necessarily have money problems but saving for a rainy day fund isn’t exactly your scene.
Start small by saving a little more of your money instead of buying more materialistic goodies and experiences. Even a small SIP would inculcate the habit of saving and investing.

MOSTLY S&S – Saver and Shoppers: Shop a little less and save a little more

You love the new trendy outfits or the latest gadgets available in the market. You’re a peoples person and want to show them your love with a little bit of money. You don’t necessarily have money problems but saving for a rainy day fund isn’t exactly your scene.
Start small by saving a little more of your money instead of buying more materialistic goodies and experiences. Even a small SIP would inculcate the habit of saving and investing.

MOSTLY INV – Investors: Keep up the good work!

Every penny spent by you is being accounted for and you avoid unnecessary expenses and splurges. You’re conscious of your money habits and don’t want to fall into the rabbit hole of spending. Sometimes, very rarely you choose to sit at home instead of a friend’s dinner to save on money.
You’re financially aware of your situation, not only presently but also for the coming few years. Maybe let go sometimes and spend on yourself once in a while. A small splurge wont affect your future investment goals.

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